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Privacy Policy

WHAT DOES UNITY BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
•Social Security number and assets and income
•Account balances and payment history
•Account Transactions and deposit history and parties to a transaction
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Unity Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your Personal Information:
1. For our everyday business purposes such as; to process your transactions, maintain your account(s),respond to court orders and legal investigations, or report to credit bureaus:
Does Unity Bank Share? Yes
Can you limit this sharing? No
2. To offer our products and services to you:
Does Unity Bank Share? Yes
Can you limit this sharing? No
3. For joint marketing with other financial companies:
Does Unity Bank Share? Yes
Can you limit this sharing? No
4. For our affiliates’ everyday business purposes (information about your transactions and experiences):
Does Unity Bank Share? Yes
Can you limit this sharing? No
5. For our affiliates’ everyday business purposes (information about your creditworthiness):
Does Unity Bank Share? Yes
Can you limit this sharing? Yes
6. For affiliates' to market to you:
Does Unity Bank Share? Yes
Can you limit this sharing? Yes
7. For nonaffiliates' to market to you:
Does Unity Bank Share? No
Can you limit this sharing? We Do Not Share

To limit our sharing:
•Call 800.618.BANK – our menu will prompt you through your choice(s) or
•Visit us online: www.unitybank.com
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions? Call 800.618.BANK or go to www.unitybank.com

Who We Are
Who is providing this notice? Unity Bank and all of its subsidiaries and affiliates.

What We Do
How does Unity Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Unity Bank collect my personal information? We collect your personal information, for example, when you:
•open an account or deposit money
•pay your bills or apply for a loan
•use your ATM or debit card
We also collect your personal information from others, such as consumer reporting agencies, affiliates, or other companies
Why can't I limit all sharing? Federal law gives you the right to limit only
•sharing for affiliates’ everyday business purposes—information about your creditworthiness
•affiliates from using your information to market to you
•sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for additional information.
What happens when I limit sharing for an account I hold jointly with someone else? When you choose to limit sharing it applies to your information only unless you tell us otherwise. Any joint account holders must opt out separately.

Definitions
Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.
•Our affiliates include Unity Bancorp Inc., Unity Investment Services Inc., and Unity Financial Services Inc.
Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.
•We do not sell, share, or provide personal information to non-affiliates such as retailers and advertisers.
Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
•Our joint marketing partners include companies who provide marketing services on our behalf and other financial institutions.

Other Important Information
Telephone Communications - if you communicate with us by telephone, we may monitor or record the call. Our privacy policy is available for your convenience at unitybank.com

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