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Privacy Policy

WHAT DOES LEOMINSTER CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
•Social Security number and income
•Account balances and transaction history
•Credit history and credit scores
When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share members personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members personal information; the reasons Leominster Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your Personal Information:
1. For our everyday business purposes such as; to process your transactions, maintain your account(s),respond to court orders and legal investigations, or report to credit bureaus:
Does Leominster Credit Union Share? Yes
Can you limit this sharing? No
2. For our marketing purposes (to offer our products and services to you):
Does Leominster Credit Union Share? Yes
Can you limit this sharing? No
3. For joint marketing with other financial companies:
Does Leominster Credit Union Share? Yes
Can you limit this sharing? No
4. For our affiliates everyday business purposes (information about your transactions and experiences):
Does Leominster Credit Union Share? No
Can you limit this sharing? We Do Not Share
5. For our affiliates everyday business purposes (information about your creditworthiness):
Does Leominster Credit Union Share? No
Can you limit this sharing? We Do Not Share
6. For affiliates to market to you:
Does Leominster Credit Union Share? No
Can you limit this sharing? We Do Not Share
7. For nonaffiliates to market to you:
Does Leominster Credit Union Share? No
Can you limit this sharing? We Do Not Share

Questions? Call 800-649-4646.

What We Do
How does Leominster Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We restrict access to information about you to those employees who need to know that information to provide products and services to you.
How does Leominster Credit Union collect my personal information? We collect your personal information, for example, when you:
•open an account or deposit money
•pay your bills or apply for a loan
•use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can I not limit all sharing? Federal law gives you the right to limit only
•Sharing for affiliates everyday business purposes—information about your creditworthiness
•Affiliates from using your information to market to you
•Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
[See below for more on your rights under state law]

Definitions
Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.
•Leominster Credit Union does not share information with affiliates.
Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.
•Leominster Credit Union does not share information with nonaffiliates so they can market to you.
Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
•Our joint marketing partners include credit card, debit card, direct mail companies and certain providers of non-deposit investment products, insurance services, and securities brokerage services.

Other Important Information
Leominster Credit Union maintains standards to meet 201 CMR 17.00: Standards for the Protection of Personal Information of Residents of the Commonwealth of Massachusetts.

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