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Privacy Policy

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Privacy Policy

Rev 4/2012

FACTS
WHAT DOES HAMILTON BANK DO WITH YOUR PERSONAL INFORMATION?

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Hamilton Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information share?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does Hamilton Bank? Yes
Can you limit this sharing? No

For our marketing purposes— to offer our products and services to you
Does Hamilton Bank? Yes
Can you limit this sharing? No

For joint marketing with other financial companies
Does Hamilton Bank? No
Can you limit this sharing? We don’t share

For our affiliates’ everyday business purposes— information about your transactions and experiences
Does Hamilton Bank? No
Can you limit this sharing? We don’t share

For our affiliates’ everyday business purposes— information about your creditworthiness
Does Hamilton Bank? No
Can you limit this sharing? We don’t share

For our affiliates to market to you
Does Hamilton Bank? No
Can you limit this sharing? We don’t share

For nonaffiliates to market to you
Does Hamilton Bank? No
Can you limit this sharing? We don’t share

Questions?
Call 410-823-4510 or 1-877-254-4048 or go to www.hamilton-bank.com

What we do:
How does Hamilton Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Hamilton Bank collect my personal information?
We collect your personal information, for example, when you
- Open an account or deposit money
- Apply for a loan or use your debit card
- Show your government issued ID
We also collect your personal information from others, such as credit bureaus, or other companies.

Why can’t I limit all sharing?
Federal law gives you the right to limit only ? sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you

Definitions
Affiliates - Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Hamilton Bank does not share with our affiliates
Nonaffiliates - Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Hamilton Bank does not share with nonaffiliates so they can market to you
Joint marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Hamilton Bank does not jointly market